Insights

Malta Visa-Free & Visa on Arrival Access in 2025: What HNWIs & UHNWIs Need to Know

Published: July 8, 2025

Planning to visit Malta in 2025? Here’s everything you need to know about visa-free, visa on arrival, and entry requirements for foreign nationals. 

Feature Image

Why Malta Matters to Global Citizens in 2025 

For today’s globally mobile elite, access isn’t a luxury—it’s a necessity. Access to high-growth markets, robust investment vehicles, world-class healthcare, elite education, and above all, unencumbered freedom of movement defines the strategic lifestyle of High-Net-Worth Individuals (HNWIs) and Ultra-High-Net-Worth Individuals (UHNWIs). 

In 2025, Malta continues to distinguish itself not only as a Mediterranean destination of choice but also as a vital gateway to the European Union, the Schengen Area, and beyond. Whether you're conducting due diligence on cross-border investments, optimizing your estate and succession planning, or indulging in premium leisure travel, knowing which passports offer visa-free or visa-on-arrival access to Malta is more than convenience—it’s a competitive edge. 

This comprehensive guide is tailored specifically for discerning HNWIs and UHNWIs seeking seamless global mobility solutions. It empowers you with the insights necessary to navigate Malta’s dynamic entry policies and align them with your long-term residency‑by‑investment, citizenship, or investment goals. 

Border Restrictions Continue to Undermine Strategic Mobility 

In an era defined by rapid globalization and seamless digital infrastructure, one fundamental barrier remains: passport privilege. Despite their wealth, influence, and global ambitions, many High-Net-Worth Individuals (HNWIs) and Ultra-High-Net-Worth Individuals (UHNWIs) from emerging markets still face significant mobility limitations—barriers that directly affect their ability to respond, invest, and operate across borders. 

Key Challenges Include: 

  • Cumbersome and opaque visa processes, often requiring extensive documentation and long wait times 
  • Frequent delays or outright rejections for access to the Schengen Area, disrupting travel and investment timelines 
  • Restricted emergency mobility during geopolitical instability, health crises, or market disruptions 
  • Increased border scrutiny, leading to reputational discomfort and logistical delays 

As visa policies grow increasingly fluid in response to global geopolitics and tightening EU compliance frameworks, the lack of visa-free access to strategic jurisdictions such as Malta isn’t just an inconvenience—it’s a liability. Whether for last-minute travel, urgent business, or asset protection, the ability to move freely is no longer optional for those managing global portfolios and multi-jurisdictional interests. 

🔗 To understand how Malta offers mobility resilience, explore the Malta Permanent Residence Programme and its long-term benefits. 

Visa-Free and Visa-on-Arrival Entry to Malta in 2025 

As a full member of the Schengen Area, Malta offers visa-free or visa-on-arrival entry to nationals from over 115 jurisdictions, reinforcing its role as a strategic entry point into Europe. This access typically includes 90-day short-stay privileges, allowing travellers to move freely within the Schengen Zone for business, leisure, or due diligence purposes. Select additional nationalities may benefit from visa-on-arrival entry under specific bilateral or diplomatic arrangements. 

For globally mobile individuals and families, understanding your entry eligibility is essential to ensuring a seamless experience when engaging with Malta’s investment, lifestyle, and healthcare ecosystems. 

Visa-free or visa-on-arrival access supports smoother execution of: 

  • Investment due diligence and on-the-ground exploration of residency or citizenship-by-investment programs 
  • Luxury real estate scouting, property acquisition, and legal consultations 
  • Participation in high-level summits, networking events, or government relations forums 
  • Timely access to European healthcare consultations or academic institution visits for family planning 

As global mobility becomes increasingly complex, Malta’s liberal entry policy remains a key asset for HNWIs and UHNWIs seeking agile movement within the EU and beyond. 

🔗 For real-time eligibility and visa policy updates, consult the Official Schengen Visa Info Portal. 
🔗 Explore tailored solutions through the Malta Permanent Residence Programme (MPRP). 

Malta’s Entry Policy in 2025 

Entry Type 

Number of Countries 

Visa-Free Access 

115+ 

Visa on Arrival 

5+ 

Schengen Visa Required 

All others 

Note: Malta is a Schengen Area member. Entry into Malta under the Schengen Visa covers travel to 26 European countries. 

Visa-Free Countries for Malta in 2025: Who Qualifies? 

Citizens of EU/EEA, Schengen-associated, and select third countries may enter Malta without a visa for short stays (up to 90 days within a 180-day period). 

Visa-Free Access — EU/EEA/Schengen Area 

🇦🇹 Austria    🇧🇪 Belgium    🇭🇷 Croatia      🇨🇿 Czech Republic 

 
🇩🇰 Denmark   🇪🇪 Estonia    🇫🇮 Finland      🇫🇷 France 

 
🇩🇪 Germany   🇬🇷 Greece    🇭🇺 Hungary     🇮🇸 Iceland 

 
🇮🇪 Ireland    🇮🇹 Italy      🇱🇻 Latvia      🇱🇹 Lithuania 

 
🇱🇺 Luxembourg   🇳🇱 Netherlands       🇳🇴 Norway   🇵🇱 Poland 

 
🇵🇹 Portugal    🇸🇰 Slovakia       🇸🇮 Slovenia     🇪🇸 Spain 

 
🇸🇪 Sweden      🇨🇭 Switzerland    🇱🇮 Liechtenstein 

Select Third Countries with Bilateral Agreements 

North America 

🇺🇸 United States 🇨🇦 Canada 

Asia-Pacific 

🇯🇵 Japan      🇰🇷 South Korea   🇭🇰 Hong Kong (SAR) 🇸🇬 Singapore 
 

🇦🇺 Australia    🇳🇿 New Zealand 

South America 

🇧🇷 Brazil      🇦🇷 Argentina    🇨🇱 Chile      🇺🇾 Uruguay 

Middle East 

🇦🇪 United Arab Emirates 🇮🇱 Israel 

Other Notables (Europe & Eurasia) 

🇬🇧 United Kingdom 🇬🇪 Georgia    🇦🇱 Albania    🇷🇸 Serbia 
🇲🇩 Moldova 

       Access Conditions

  • 90/180‑day rule 
  • Purpose of visit: tourism, business, family, cultural exchange 
  • Must show onward ticket, proof of funds, and accommodation if asked 

Visa on Arrival Countries for Malta (2025) 

Malta does not routinely offer a visa on arrival policy for foreign nationals, except in extraordinary humanitarian, medical, or diplomatic cases, or for nationals transiting through the Schengen Area under specific circumstances. 

However, under Schengen visa facilitation or bilateral agreements, some countries may be granted simplified or expedited entry. Always confirm with Malta’s diplomatic missions or the official Identity Malta portal. 

eVisa and Schengen Visa Requirements 

Citizens from countries not listed above must apply for a short-stay Schengen visa (Type C) before visiting Malta. The visa allows travel to all Schengen member states. 

Typical Schengen Visa Requirements: 

  • Valid passport (passport issued within last 10 years, valid for 3+ months after departure) 
  • Travel itinerary & accommodation 
  • Proof of sufficient financial means 
  • Return flight tickets 
  • Travel insurance (€30,000 coverage) minimum 
  • Visa fee (typically €80; reduced or waived for certain groups) 

Apply through the nearest Maltese embassy or via VisaHQ for general info. For official updates, visit Schengen Visa Info. 

Entry Conditions for Visa-Free and VoA Visitors 

Even if you’re visa-exempt, entry is not guaranteed. Border officials may request: 

  • Return or onward ticket 
  • Proof of accommodation (hotel or invitation) 
  • Sufficient funds (€48/day recommended) 
  • Passport valid for at least 3 months 
  • Travel insurance (recommended) 

In Image Blog Article.

Why It Matters to HNWIs and UHNWIs in 2025 

Fast Access Enables Global Wealth Strategy 

Malta has positioned itself as a strategic jurisdiction for residency-by-investment, tax optimization, and European market access. Being able to enter visa-free means you can: 

  • Attend consultations, inspections, or meetings on short notice 
  • Evaluate real estate, legal structures, or family office options 
  • Avoid administrative delays that dilute timing-sensitive deals 

Many HNWIs also view Malta’s remittance‑based tax system—with a 15% flat tax foreign income rate and minimum annual tax €25,000—as highly advantageous. Additionally, obtaining special tax status Malta allows for wealth preservation and privacy in the EU. 

According to Statista, over 125,000 millionaires will relocate in 2025, with Malta among the EU’s most attractive destinations for lifestyle migration. This movement has also helped reverse the trend of ghost towns, revitalizing local economies. 

Mobility as a Strategic Asset 

Your ability to move frictionlessly across borders impacts: 

  • Residency & tax status 
  • Family planning (education, security) 
  • Private aviation logistics 
  • Multijurisdictional deal-making 

Malta’s visa-free structure means you can diversify global portfolio decisions with minimal planning—a critical priority for HNWIs managing time across multiple jurisdictions. 

EU Platform, Global Accessibility 

Once inside Malta, you gain access to the entire Schengen Zone—a network of 26 countries—under a single unified travel rule. That’s particularly attractive for: 

  • U.S. and Gulf clients with Euro-focused investment plans 
  • Asian family offices conducting EU diversification 
  • LatAm HNWIs seeking wealth protection and real estate ties 

For many, the Golden Investor Visa Malta pathway offers the perfect blend of flexibility, security, and strategic reach. 

Frequently Asked Questions (FAQs) 

  1. Can GCC nationals travel to Malta without a visa?
  • No. Most GCC citizens (e.g., Saudi Arabia, Qatar, Kuwait) require a Schengen visa to visit Malta, except UAE citizens, who have visa-free access. 
  1. Can I visit Malta with a Schengen visa issued by another country?
  • Yes. A valid Schengen visa issued by any Schengen member allows entry to Malta. 
  1. Is Malta visa-free for Indian, Pakistani, or Chinese citizens?
  • No. Citizens of India, Pakistan, and China must obtain a Schengen visa before visiting Malta. 
  1. How long can I stay in Malta visa-free?
  • Up to 90 days within a 180-day period. 
  1. Can I apply for Malta residency while visiting visa-free?

Yes. Many HNWIs start their application journey during exploratory visits. Legal counsel is recommended. 

Useful Government and Travel Advisory Links 

Smart Mobility Starts with Strategic Access 

For HNWIs and UHNWIs in 2025, Malta is not just a destination—it’s a key node in your global mobility strategy. Whether you’re attending investor summits in Valletta, exploring permanent residence options, or expanding your footprint into the EU, knowing your visa privileges empowers smarter movement. 

Don’t leave access to chance. Let your passport—and your planning—reflect your ambition. 

Explore Residency & Mobility Options in Malta 

Considering long-term access? Let us guide you through Malta’s most exclusive investor migration programmes—confidentially and comprehensively. Health insurance requirement and other prerequisites will be addressed to ensure compliance.  

Book a private consultation 

Agenzija Endevio Ltd is authorized to act as an Accredited Agent by Agenzija Komunita Malta through license number AKM-AGEN 

Book a no-obligation meeting