Updated: December 15, 2021 | 17 minute read

    European Citizenship Program

    Some of the most significant advantages of investing in European citizenship programs are the Freedom of Movement and Right to Settlement within Europe.

    Obtaining citizenship in one of the European countries whether for travel, settlement or business purposes, can work as a doorway to the entire European continent and even beyond the European borders.

    Sometimes, investing in residency can also be a quick solution in acquiring Permanent Residence, eventually landing one on the path of becoming a European Citizen.

    For any investor looking for opportunities to lawfully obtain citizenship or a second passport for better travel options, Citizenship-by-Investment is the fastest and simplest way.

    Obtaining a European Union (EU) passport allows the holder to reside anywhere in the EU and reap the benefits of the high standard of living that Europe has to offer, including a safe environment, exceptional healthcare and a world-class education system.

    Whether to carry overseas business from a new vantage point or to capitalize on the lucrative real estate market, Europe has also become a destination of choice to design new investment possibilities in a competing business environment.

    This article has been written with the purpose of giving an overview of How to Become a Citizen in Europe by Investment.

    List of European Countries offering Citizenship by Investment Programs

    As the demand for a second passport has increased manifolds, several EU countries are offering a chance to Non-EU citizens to relocate themselves and their business to Europe. 

    Having a second passport has become interlinked with one's identity, becoming a launchpad to invest, bank, travel, live, and do business in places one wouldn’t otherwise be able to.

    The conditions for obtaining a passport via economic citizenship vary by country. The European countries that offer citizenship through investment include,

    • Bulgaria;
    • Cyprus; and
    • Malta.


    Our team of experts can assist you at every step in obtaining your Malta citizenship. Contact us today to start the process.

    Why Choose Malta as your Second Home?

    As a European Union (EU) Member State, Malta is identified internationally as a safe and secure place, with high political and economic security. 

    Related: Discover Malta


    #1 Malta’s Strategic Location

    Malta is right at the crossroads of Europe, North Africa and the Middle East, located just 95 km south of Sicily and 290 km from the North African coast.

    Malta’s coastline is picturesque with many harbours, bays, creeks, sandy beaches and rocky coves. 

    As an EU country, Malta’s requirements on visas fall in line with EU policy. Malta also forms part of the Schengen area.


    #2 No Language Barrier

    The official languages of Malta are Maltese and English, and both are recognised and given equal status and use in Government. Most business correspondence is usually in English.

    Other languages, mainly Italian and French, are also widely spoken.

    #3 Malta - 2nd Safest Country Worldwide

    If one is looking for a country that is safe and secure in a majority of aspects, then Malta could be it.

    The 2018 edition of the World Risk Report, once again named Malta, as one of the world’s safest countries.

    The collaborative report lists Malta in second place in terms of its exposure to and ability to handle natural disasters. The Maltese islands have an overall 0.57% chance of falling victim to a natural disaster.

    Malta, according to the report, has very low exposure to earthquakes, floods or rising sea levels and the societies and infrastructure are well prepared to tackle such events should they come to pass.

    Additionally, the island also has one of the lowest crime rates to be found anywhere.

    #3 Malta - 2nd Safest Country Worldwide

    #4 The Maltese Economy

    With a population of around 425,000, Malta has a Gross Domestic Product (GDP) of €12,320.0 million (as published by the National Statistics Office of 2018) an increase of €1,006.5 million or 8.9 per cent when compared to 2017.

    The following economic activities generate Malta's GDP:  

    • Agriculture and Fishing; 

    • Manufacturing; 

    • Wholesale and Retail Trade; 

    • Transportation and Storage; 

    • Accommodation and Food Service; 

    • Information and Communication; 

    • Real Estate; 

    • Professional, Scientific and Technical; 

    • Public Administration; 

    • Education; 

    • Human Health and Social Work; and 

    • Arts, Entertainment and Recreation. 

    Sustained by continued rapid growth, the Maltese economy retains a relatively low rate of unemployment. The economy is dependent on Foreign Trade, Manufacturing (especially Electronics and Pharmaceuticals), and Tourism. Major markets for Malta are Eurozone, USA and Singapore.

    Relatively new sectors like Aviation, iGaming & Blockchain are also booming and thriving economic setup.


    #5 Quality of Life in Malta

    Malta enjoys culture, history and more than 300 days of sunshine.

    Maltese islands have a rich history spanning over 7,000 years, mainly resulting from its strategic location in the centre of the Mediterranean.

    The small archipelago boasts a Mediterranean climate and a top-ranked healthcare system (consistently ranked among the top five in the world by the World Health Organization).

    Living in Malta could be a unique experience, especially if one is used to the hectic city life and long travels between work and home. Everything in Malta is close and easily accessible.

    You might also be interested in knowing more about other Reasons to Choose Malta as your Second Home


    Our dedicated team of experts can help you at every step of the way for obtaining your Maltese citizenship. Get in touch with us on info@endevio.com.


    #5 Quality of Life in Malta

    The Malta Citizenship by Investment

    The Malta Citizenship by Investment, which is also technically known as the Malta Citizenship by Naturalisation for Exceptional Services by Direct Investment is aimed at High-Net-Worth Individuals (HNWIs) and Ultra-High-Net-Worth Individuals (UHNWIs).

    In today’s world of economic and political instability, travel restrictions, and for many other reasons, more and more people from all walks of life are expressing interest. These include single individuals, married couples and families, retirees, investors and executives who are willing to make the necessary financial contributions and investments required.

    The Malta Citizenship by Investment offers second citizenship/dual citizenship options to families wishing to relocate their personal or business affairs to an EU country.

    Till this very day, this unique program designed by the Maltese Government for granting citizenship to Non-EU citizens is the most sought-after citizenship by Investment. Through it when one obtains the Malta passport, becomes not only a Maltese citizen but also gains the legal right to European Union (EU) and Schengen Area.


    Our dedicated team of experts can help you at every step of the way in obtaining your Maltese citizenship. Get in touch today.

    Benefits of Becoming a Citizen of Malta

    Maltese Citizenship by Investment has both immediate and long-term benefits.


    • Establish your business in the European Union’s fastest-growing economy;

    • Freedom to unrestricted access to the European Union (EU), the world’s largest economic zone;

    • Complete freedom of capital and income movements;


    • Unwind in one of the safest countries in the world;

    • Access to leading health care institutions;

    • Protect your family legacy by passing on citizenship to future generations. Even if they are born outside of Malta they can attain citizenship by descent; and

    • Secure your children’s future through a world-class education system;


    • Citizenship in a well-respected, economically and politically stable EU country;

    • Citizenship status that is inherited by future generations;

    • Freedom to travel to 184 countries including the USA, Canada and Australia;

    • Right to the settlement in all 27 EU and 4 EEA member states; and

    • Right to own a second home in Malta. Make the most from endless investment options in a stable and booming real estate market.


    Have a query? Please free to reach out to us at info@endevio.com

    Benefits of Becoming a Citizen of Malta

    Cost of Buying Malta Citizenship

    The Malta Citizenship by investment program has a specific fee structure.

    The entire amount is NOT required to be paid in one go.

    Costs | Residency Stage

      Part-payment of the non-refundable deposit Rental of property. (Approx) Residence permit Residency Card
    Applicant € 10,000 €8,400 €5,000 €27.50
    Each Dependant NIL - €1,000 €27.50


      Medical Insurance Part-payment of Legal Fees
    Applicant Variable Variable
    Each Dependant Variable -


    Costs | Eligibility Stage

    Eligibility Payment Request Voucher (EPRV)
      Due Diligence Fee Administrative Fee Balance of Legal Fees
    Applicant €15,000 €1,000 Variable
    Each Dependant €10,000 €1,000 -
    Benefactor (if applicable) €15,000 - -


    Costs | Citizenship Stage


    Investment Request Voucher (IRV)
      Exceptional Direct Investment Administrative Fee
    Applicant €590,000 (36 Months Residency) €5,000
    €740,000 (Less than 36 Months Residency)
    Each Dependant €50,000 €1,000


    Investment Obligations (Immovable Property)

    Applicant * Purchase an immovable residential property in Malta €700,000
    * Take on a lease of residential immovable property in Malta €16,000

    (*) - To be retained for a minimum period of 5 years from the date of issue of the certificate of citizenship


    Donation to a registered philanthropic, cultural, sport, scientific, animal welfare or artistic non-governmental organisation or society, or as otherwise approved by the Agency.


    Related: Buying a Property in the Special Designated Area in Malta.


    Cost of Buying Malta Citizenship

    How to Become a Citizen in Europe (Malta Citizenship Application Process)

    Under the new route, applicants are offered residence in Malta, leading to citizenship by naturalisation which can be achieved in either of two ways. 

    1. An individual can either choose to apply for citizenship after one year (12 months) of being a resident of Malta with the contribution of €750,000 payable to the government of Malta; OR 

    2. Pursue the path of Maltese citizenship after three years (36 months), of course with a difference of €150,000 in the contribution fees at €600,000.

    The granting of Citizenship for Exceptional Services Regulations will be limited to a maximum number of 400 successful applicants per year and is capped at 1,500 for the entire regulations.

    From start to the issuance of the Malta Passport


     Power of Attorney to the Agent Power of Attorney to the Agent

    • The Applicant grants a power of attorney to the Agent to act on his or her behalf. This power of attorney will remain in force for the whole duration of the application process.

     Establish Residency in Malta Establish Residency in Malta

    • The Agent performs Tier 1 due diligence on the prospective Applicant and submits Residency application.
    • The Community Malta Agency performs a Tier 1 due diligence and obtains initial police clearance.

     Establishing Citizenship Eligibility Establishing Citizenship Eligibility

    • The Agent submits the Citizenship eligibility application to the Community Malta Agency.
    • The Birth and marriage certificates are submitted to Public Registry and Passport Office by the Agent.

     The Due Diligence Process The Due Diligence Process

    • The Community Malta Agency performs a Tier 2 due diligence and ensures correctness and completeness of the application. The Agency may request further information and documents to ensure all the necessary documentation is in order.
    • The Agency further performs a Tier 3 and Tier 4 due to diligence and presents the application and its findings to the Minister.

     Establishing Eligibility Decision Establishing Eligibility Decision

    • On the Minister's instructions, the Community Malta Agency informs the Agent of the Minister's decision if the Applicant is eligible to apply for Maltese Citizenship.

     Malta Citizenship Application Malta Citizenship Application

    • Depending on the level of chosen contribution by the Applicant, the Agent presents the Citizenship application to the Agency. The period can either be 12 months or 36 months from the time the Applicant received his or her Residence.

     Updating of the  Due Diligence Updating of the  Due Diligence

    • The Community Malta Agency further updates its due diligence on the Applicant and presents its final findings to the Minister.

     Maltese Citizenship Decision Maltese Citizenship Decision

    • On the Minister's instructions, the Community Malta Agency informs the Agent of the Minister's decision if the Applicant can be granted Maltese Citizenship.

     Applicant Fulfils Investment Requirements Applicant Fulfils Investment Requirements

    • The Applicant fulfils the Exceptional Investment, Donation and Property requirements.

     Oath of Allegiance Oath of Allegiance

    • The Applicant is invited to come to Malta and takes the Oath of Allegiance.
    • The Applicant is granted Maltese Citizenship and is issued with a Certificate of Naturalisation and a Maltese Passport.

    Monitoring Monitoring

    • The Agent submits an annual compliance form to the Community Malta Agency that conducts continuous monitoring for five years after the attainment of Citizenship.

    Now that we have gone into each and every step of the process, you have a better understanding of the timeline and expectations of Citizenship by Investment.


    Our professional team of experts can support you at every step in acquiring your Malta residency or citizenship.


    Why Endevio as your Relocation Services Advisor?

    Why Endevio as your Relocation Services Advisor?

    In an ever-changing world, the decision to structure and manage wealth through a Family office can be complex.

    Whether you are or working for, a private individual or a family office, we provide unified advice on a full range of services including investment structuring, corporate and regulatory.

    Our scope is to help high-net-worth clients design and put in place a unified, holistic and workable structure to hold their assets and manage them in conjunction with other professional advisors. Whether your goal is to dedicate efforts to philanthropy, increase asset protection or achieve the orderly transfer of wealth for the next generation, we will guide you through the process of realising these goals.

    Through Endevio and Integritas strategic partners' international presence, we have a vast experience in developing and providing holistic services that are suited for each client.

    Endevio & Integritas are notable Malta-based firms that deliver excellence in the international market. The firms are known for their quality in dealing with the full range of corporate services and advising high-net-worth clients on their private affairs.